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Hurricane preparation tips for insurance: Before, during and after the storm

Here are some helpful steps you can take now to be prepared for the storm.

NEW ORLEANS — Here are some tips from the Louisiana Citizens insurance group to help you be prepared now, during and after the storm, should you need to make a claim. 

BEFORE THE STORM

  • Make a home inventory
  • Have a current copy of your declarations page that has your policy number and your agent's number
  • Review your policy with your insurance agent to determine if you have adequate coverage
  • Repair loose boards, shingles, shutters and downspouts to prevent them from becoming an issue in high winds or torrential rain
  • Have an evacuation plan, and include plans for your pets
  • Make sure your emergency equipment is in working order, including a battery-powered radio, flashlights and extra batteries. Also, make sure to gather all medicine, replenish your first-aid kit and stock a week's worth of non-perishable food and water
  • Charge your cell phone and fill your car with gas
  • Program all emergency phone numbers

RELATED: Tips for keeping your phone charged when a storm knocks out your power

CHECKLIST: Your hurricane season supply kit

DURING THE STORM

  • If you are advised to evacuate, leave as soon as possible. Retain all related receipts - they may be considered in your claim. If you aren't in a recommended evacuation and you plant to stay home, stay informed by listening to weather alerts
  • Keep windows and doors closed at all time, and, if possible, board them up with wooden or metal shutters
  • Stay away from the windows and in the center of the room, or, stay in an interior room
  • Avoid flood water, as it may be electrically charged from downed power lines
  • Check on family members and friends

RELATED: Follow these food safety tips during a hurricane or flood

AFTER THE STORM

  • Check to be sure your family members are safe
  • If you did evacuate, wait for official notice that it is safe to re-enter your neighborhood and your house
  • Document damaged property, and take photos and videos. Don't dispose of any damaged items without approval
  • Keep a record of any temporary repairs or expenses to prevent further damage to your property

Tips from the Louisiana Citizens Property Insurance Corporation.