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WASHINGTON (AP) - The Federal Reserve says Americans cut back credit card use in July for a second straight month.

Total consumer borrowing dipped $3.3 billion in July from June to a seasonally adjusted $2.7 trillion. A drop in credit card debt offset a small rise in a measure of auto and student loans.

The Fed also says Americans have borrowed much more than previously estimated after it revised consumer borrowing data back to December 2010. June's figure was increased to $2.708 trillion, or $130 billion higher than initially thought. It's also well above pre-recession levels.

Consumer debt declined even though Americans boosted their spending in July by the most in five months, according to government data released last week.