JACKSONVILLE, Fla. -- The housing industry says a long government shutdown that drags on would setback home loans in the pipeline.

Loan applications require documentation like from the IRS for verification of income and details from Social Security Administration.

"There's been a delay upfront not real detrimental to our process of a mortgage loan," said Allan Tyre with TrustLine Mortgage.

Tyre says after just three days into the shutdown it is business as usual, but if it drags on he foresees problems with closings.

Realtor Tom Moore with Watson Realty says on his end he's experienced getting information from the United States Department of Agriculture to check on funding options.

"We are on hold...with USDA funding right now," said Moore who noted that agency's web site is shutdown as well.