MAYPORT, Fla. --Thousands of military members in Jacksonville are worried about the possibility of losing their paychecks if Congress and the President don't reach an agreement on the debt ceiling.

Concerns are also growing among local business owners that could see the effects trickle down to their establishments.

At the Mayport Tavern, 85 percent of the bar's business comes from customers who are in the military, that's why the business' owner is worried about what might happen to her clientele if military members lose their paychecks.

"Thefirst andfifteenth, whichare military pay days, we'd be dead, which normally we wouldn't be," said Lori Shrader, co-owner of the Mayport Tavern.

Seven days a week Shrader serves military members who come out to her bar just a couple miles from Naval Station Mayport.

"It's a fabulous bar but it is all military we base our business on that, I always put military first I have to," Shrader said.

This is all part of the delayed fiscal cliff legislationnegotiations. Now, if an agreement on the debt ceiling is not made between Congress and the President it could mean that federal employees and military service members would not get paid, which would affect thousands of families in Jacksonville.

Being that military clients are her bread and butter, Shrader's worried about what would happen to her business if active military members stop receiving their paychecks.

"We would just not have business, same thing with anything on Mayport Road, we have like bike fest, all different things that affect the entire road all ofus are affected by, they don't get paid we don't get paid," Shrader said.

The bar has been open for five years at this location and Shrader says she's really gotten to know her clients and hears their concerns.

"Everybody's talking about it, of course they are talking about it, they are upset, but what are theygoing to do," said Shrader.

Some reports have predicted that the government could run out of money as early as February 15th if a decision is not made.