JACKSONVILLE, Fla. -- The soil around Terry and Jenna Daley's Englewood home is being tested for the second time in as many weeks.
"I'm not sure what has happened to the house," said Jenna Daley, "All I know is we are stuck with a house that is literally sinking before our eyes."
During Tropical Storm Debby, the Daleys home flooded, and in the aftermath, they discovered more problems -- their home is sinking.
"I didn't know anything about sinkholes," said Terry Daley, "You see the wall in this bedroom. It is cracking all the way down."
They filed a claim with their homeowners insurance company, State Farm. They knew there were other reports of sinkholes in their neighborhood.
State Farm quickly commissioned the first soil test by SDii Global, a forensic geology firm.
The company stated in a report to State Farm and the Daleys that the problem does not meet the Florida Statute definition of sinkhole activity.
The report indicates the sinking is due to organic oil decomposition and their insurance company said that is not covered under their homeowners insurance policy.
"I've been pulling at straws," said Jenna Daley, "I seriously had it 100% in my head that this was going to come back sinkhole activity."
The Daley home was built in the sixties. They have lived in it for two decades.
They say the problem has hit them like a punch in the gut. And if the insurance they've had for decades doesn't cover the damage, what does?
"Every day, there's something more to find," said Terry Daley.
They're hoping the results from the latest soil test will support their argument that their home is sitting on a sinkhole. They are convinced that it is just a matter of time before the foundation of their home is consumed by the ground.
"If the findings turns up the same as the findings day before yesterday, we're gonna be forced to make a huge decision," said Jenna.
"I don't know what the next step is," she added.
First Coast News